Refi CT

Any questions? Please contact 717-254-2385
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Current Loan Rates/Repayment Terms

  • Fixed rate as low as 4.75%* with a co-signer, or 5.00%* without a co-signer; APRs range from 4.75% to 6.80%
    *0.25% ACH interest rate reduction is available.
    **Loans must be eligible for refinancing.

  • 5 year, 10 year, and 15 year repayment term options

Loan Product Details

  • Loan product launched in June 2016
  • Minimum loan amount of $5,000 up to a maximum loan amount of $100,000
  • No application fee or origination fee, no prepayment fee
  • No application deadline


Eligible Borrowers & Co-Signers 

  • Must be a Connecticut resident or be refinancing a CHESLA loan
  • Must have monthly installment payments amounting to 43% or less of monthly gross income (Debt-to-Income ratio)
  • Acceptable FICO scores, as determined via a TransUnion credit report
BORROWER & CO-SIGNER CITIZENSHIP
  • You must be a U.S. citizen. You must reside in the U.S. at the time of the application.
  • You are an eligible non-citizen if:
  1. You are a registered permanent resident alien in the U.S. with an Alien Registration Receipt Card (I-151);
  2. You are an alien with an I-94 Arrival-Departure Record Card endorsed \"refugee\", \"adjustment applicant\", \"conditional entrant\", or \"indefinite parole\"; or
  3. You have documentation from the Immigration and Naturalization Service that you have been granted asylum in the U.S.


Eligible Loans

  • School-certified education loans made to finance attendance at a not-for-profit higher education institution within the United States of America are eligible for refinancing.
  • Loans being refinanced must be in repayment status.
  • Loans being refinanced must be in good standing.
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  • Any federal loan (including PLUS)
  • CHESLA loans
  • Any private loan
  • Note: A borrower may refinance a parent's PLUS loan

Apply Now

Clicking Apply Now will leave the CHESLA website and take you to Campus Door's website to complete the loan application.